{"id":141691,"date":"2024-09-25T11:47:04","date_gmt":"2024-09-25T11:47:04","guid":{"rendered":"https:\/\/news.talkwithrattan.com\/index.php\/2024\/09\/25\/latest-fixed-deposit-rates-5-banks-revise-fd-rates-in-september-check-list-times-of-india\/"},"modified":"2024-09-25T11:47:05","modified_gmt":"2024-09-25T11:47:05","slug":"latest-fixed-deposit-rates-5-banks-revise-fd-rates-in-september-check-list-times-of-india","status":"publish","type":"post","link":"https:\/\/news.talkwithrattan.com\/index.php\/2024\/09\/25\/latest-fixed-deposit-rates-5-banks-revise-fd-rates-in-september-check-list-times-of-india\/","title":{"rendered":"Latest Fixed Deposit Rates: 5 banks revise FD rates in September – check list – Times of India"},"content":{"rendered":"
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Several banks have adjusted their fixed deposit interest rates during the month of September. (AI image)<\/span><\/div>\n<\/section>\n<\/div><\/div>\n

Fixed deposits provide a reliable investment opportunity with interest rates that surpass those of standard savings accounts. Once an investor commits to a fixed deposit, the interest rate remains fixed for the entire term of the deposit. This predictability enables investors to accurately forecast their earnings and make well-informed financial decisions.
Several banks have adjusted their fixed deposit interest rates during the month of September, according to an ET report.<\/p>\n

Bank of Baroda: Latest FD Rates<\/h2>\n<\/p>\n

Bank of Baroda offers fixed deposit interest rates between 4.25% to 7.30% for general citizens for tenure ranging from 7 days to 10 years. For senior citizens, the bank offers an interest rate between 4.75% to 7.80%. The rates are applicable from September 5, 2024.<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Tenors<\/td>\nResidents \/ General Public<\/td>\nResident Indian Sr. Citizen<\/td>\n<\/tr>\n
7 days to 14 days<\/td>\n4.25<\/td>\n4.75*<\/td>\n<\/tr>\n
15 days to 45 days<\/td>\n4.5<\/td>\n5.00*<\/td>\n<\/tr>\n
46 days to 90 days<\/td>\n5.5<\/td>\n6.00*<\/td>\n<\/tr>\n
91 days to 180 days<\/td>\n5.6<\/td>\n6.10*<\/td>\n<\/tr>\n
181 days to 210 days<\/td>\n5.75<\/td>\n6.25*<\/td>\n<\/tr>\n
211 days to 270 days<\/td>\n6.25<\/td>\n6.75*<\/td>\n<\/tr>\n
271 days & above and less than 1 year (except 333Days and 360 Days)<\/td>\n6.5<\/td>\n7.00*<\/td>\n<\/tr>\n
333 Days (bob Monsoon Dhamaka Deposit Scheme)<\/td>\n7.15<\/td>\n7.65*<\/td>\n<\/tr>\n
360 Days (bob360)<\/td>\n7.1<\/td>\n7.60*<\/td>\n<\/tr>\n
1 year<\/td>\n6.85<\/td>\n7.35*<\/td>\n<\/tr>\n
399 Days (bob Monsoon Dhamaka Plus Deposit Scheme)<\/td>\n7.3<\/td>\n7.80*<\/td>\n<\/tr>\n
Above 1 year to 400 days (Except 399 Days)<\/td>\n7<\/td>\n7.50*<\/td>\n<\/tr>\n
Above 400 days and upto 2 Years<\/td>\n7<\/td>\n7.50*<\/td>\n<\/tr>\n
Above 2 Years and upto 3 Years<\/td>\n7.15<\/td>\n7.65*<\/td>\n<\/tr>\n
Above 3 Years and upto 5 Years<\/td>\n6.5<\/td>\n7.15 #<\/td>\n<\/tr>\n
Above 5 Years and upto 10 Years<\/td>\n6.5<\/td>\n7.50**<\/td>\n<\/tr>\n
Above 10 years (MACT\/MACAD<\/td>\n6.2<\/p>\n

5<\/p>\n<\/td>\n

6.75*<\/td>\n<\/tr>\n
Court Order schemes only)<\/td>\n<\/tr>\n<\/tbody>\n\n<\/table>\n<\/div>\n

Axis Bank: Latest FD Rates<\/h2>\n<\/p>\n

Axis Bank offers fixed deposit interest rates between 3% to 7.25% for general citizens for tenure ranging from 7 days to 10 years. For senior citizens, the bank offers an interest rate between 3.5% to 7.75%. The rates are applicable from September 10, 2024.<\/p>\n

IndusInd Bank: Latest FD Rates<\/h2>\n<\/p>\n

IndusInd Bank offers fixed deposit interest rates between 3.5% to 7.99% for general citizens for tenure ranging from 7 days to 10 years. For senior citizens, the bank offers an interest rate between 4% to 8.25%. The rates are applicable from September 11, 2024.<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
< 3 Cr* DOMESTIC(RESIDENT) NRE\/NRO deposits<\/td>\n< 3 Cr* (Senior Citizen)<\/td>\n<\/td>\n<\/tr>\n
Tenure<\/td>\nRate<\/td>\nRate<\/td>\n<\/tr>\n
7 days to 14 days<\/td>\n3.5<\/td>\n4<\/td>\n<\/tr>\n
15 days to 30 days<\/td>\n3.5<\/td>\n4<\/td>\n<\/tr>\n
31 days to 45 days<\/td>\n3.75<\/td>\n4.25<\/td>\n<\/tr>\n
46 days to 60 days<\/td>\n4.75<\/td>\n5.25<\/td>\n<\/tr>\n
61 days to 90 days<\/td>\n4.75<\/td>\n5.25<\/td>\n<\/tr>\n
91 days to 120 days<\/td>\n4.75<\/td>\n5.25<\/td>\n<\/tr>\n
121 days to 180 days<\/td>\n5<\/td>\n5.5<\/td>\n<\/tr>\n
181 days to 210 days<\/td>\n5.85<\/td>\n6.35<\/td>\n<\/tr>\n
211 days to 269 days<\/td>\n6.1<\/td>\n6.6<\/td>\n<\/tr>\n
270 days to 354 days<\/td>\n6.35<\/td>\n6.85<\/td>\n<\/tr>\n
355 days to 364 days<\/td>\n6.5<\/td>\n7<\/td>\n<\/tr>\n
1 Year to below 1 Year 3 months<\/td>\n7.75<\/td>\n8.25<\/td>\n<\/tr>\n
1 Year 3 months (15 months) to below 1 Year 4 months (16 months)<\/td>\n7.75<\/td>\n8.25<\/td>\n<\/tr>\n
1 Year 4 months to below 1 Year 6 months<\/td>\n7.99<\/td>\n8.25<\/td>\n<\/tr>\n
1 Year 6 Months up to 2 Years<\/td>\n7.75<\/td>\n8.25<\/td>\n<\/tr>\n
Above 2 Years to below 2 Years 6 Month<\/td>\n7.25<\/td>\n7.75<\/td>\n<\/tr>\n
2 years 6 Months (30 months) to below 2 years 7 months (31 months)<\/td>\n7.25<\/td>\n7.75<\/td>\n<\/tr>\n
2 year 7 months to 3 years 3 months<\/td>\n7.25<\/td>\n7.75<\/td>\n<\/tr>\n
Above 3 years 3 months to below 61 month<\/td>\n7.25<\/td>\n7.75<\/td>\n<\/tr>\n
61 month and above<\/td>\n7<\/td>\n7.5<\/td>\n<\/tr>\n
Indus Tax Saver Scheme (5 years)<\/td>\n7.25<\/td>\n7.75<\/td>\n<\/tr>\n<\/tbody>\n\n<\/table>\n<\/div>\n

Federal Bank: Latest FD Rates<\/h2>\n<\/p>\n

Federal Bank offers fixed deposit interest rates between 3% to 7.40% for general citizens for tenure ranging from 7 days to 10 years. For senior citizens, the bank offers an interest rate between 3.5% to 7.90%. The rates are applicable from September 16, 2024.<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Period<\/td>\nSingle Deposit Less than \u20b9300 Lakhs – General Public<\/td>\nSingle Deposit Less than \u20b9300 Lakhs – Senior Citizen<\/td>\n<\/tr>\n
7 days to 29 days<\/td>\n3.00%<\/td>\n3.50%<\/td>\n<\/tr>\n
30 days to 45 days<\/td>\n3.25%<\/td>\n3.75%<\/td>\n<\/tr>\n
46 days to 60 days<\/td>\n4.00%<\/td>\n4.50%<\/td>\n<\/tr>\n
61 days to 119 days<\/td>\n4.75%<\/td>\n5.25%<\/td>\n<\/tr>\n
120 days to 180 days<\/td>\n5.00%<\/td>\n5.50%<\/td>\n<\/tr>\n
181 days<\/td>\n6.50%<\/td>\n7.00%<\/td>\n<\/tr>\n
182 days to less than 1 year<\/td>\n6.25%<\/td>\n6.75%<\/td>\n<\/tr>\n
1 year to 399 days<\/td>\n6.80%<\/td>\n7.30%<\/td>\n<\/tr>\n
400 days<\/td>\n7.35%<\/td>\n7.85%<\/td>\n<\/tr>\n
401 days to 776 days<\/td>\n7.05%<\/td>\n7.55%<\/td>\n<\/tr>\n
777 days<\/td>\n7.40%<\/td>\n7.90%<\/td>\n<\/tr>\n
778 days to less than 3 years<\/td>\n7.05%<\/td>\n7.55%<\/td>\n<\/tr>\n
3 years to less than 50 months<\/td>\n7.00%<\/td>\n7.50%<\/td>\n<\/tr>\n
50 Months<\/td>\n7.40%<\/td>\n7.90%<\/td>\n<\/tr>\n
Above 50 months to less than 5 years<\/td>\n7.00%<\/td>\n7.50%<\/td>\n<\/tr>\n
5 years and above<\/td>\n6.60%<\/td>\n7.25%<\/td>\n<\/tr>\n<\/tbody>\n\n<\/table>\n<\/div>\n

Karnataka Bank: Latest FD Rates<\/h2>\n<\/p>\n

Karnataka Bank offers fixed deposit interest rates between 3.5% to 7.50% for general citizens for tenure ranging from 7 days to 10 years. According to the bank website, “Resident senior citizens get extra 0.25% above general rate up to & inclusive of ?5 crore only under domestic FD and ACC Schemes (Not for deposit under NRE\/NRO\/FCNR(B) accounts) for a tenure of 7 days to below 1 years, and extra 0.50% above general rate for tenure 1 year to 10 years.”<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Maturity period<\/td>\nInterest rate (% p.a.) for deposits below \u20b9 3 crore<\/td>\n<\/tr>\n
7 days to 45 days<\/td>\n3.5<\/td>\n<\/tr>\n
46 days to 90 days<\/td>\n4<\/td>\n<\/tr>\n
91 days to 179 days<\/td>\n5.25<\/td>\n<\/tr>\n
180 days to below 1 year<\/td>\n6.25<\/td>\n<\/tr>\n
250 days only<\/td>\n6.75<\/td>\n<\/tr>\n
1 year to 2 years<\/td>\n7.35<\/td>\n<\/tr>\n
375 days (FD & ACC)<\/td>\n7.5<\/td>\n<\/tr>\n
Above 2 years to 5 years<\/td>\n6.5<\/td>\n<\/tr>\n
Above 5 years to 10 years<\/td>\n5.8<\/td>\n<\/tr>\n<\/tbody>\n\n<\/table>\n<\/div>\n

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