{"id":275335,"date":"2025-04-06T09:42:28","date_gmt":"2025-04-06T09:42:28","guid":{"rendered":"https:\/\/news.talkwithrattan.com\/index.php\/2025\/04\/06\/assurance-not-just-insurance-3-6-million-delhiites-to-receive-free-health-coverage-under-ayushman-bharat\/"},"modified":"2025-04-06T09:42:29","modified_gmt":"2025-04-06T09:42:29","slug":"assurance-not-just-insurance-3-6-million-delhiites-to-receive-free-health-coverage-under-ayushman-bharat","status":"publish","type":"post","link":"https:\/\/news.talkwithrattan.com\/index.php\/2025\/04\/06\/assurance-not-just-insurance-3-6-million-delhiites-to-receive-free-health-coverage-under-ayushman-bharat\/","title":{"rendered":"Assurance, not just insurance: 3.6 million Delhiites to receive free health coverage under Ayushman Bharat"},"content":{"rendered":"<div style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/i3.wp.com\/img.etimg.com\/photo\/118783427.cms?ssl=1\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Assurance, not just insurance: 3.6 million Delhiites to receive free health coverage under Ayushman Bharat\" title=\"Assurance, not just insurance: 3.6 million Delhiites to receive free health coverage under Ayushman Bharat\" \/><\/div><p> <br \/>\n<\/p>\n<div data-brcount=\"43\">Delhi has joined the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), a move set to provide free health coverage to nearly 3.6 million residents, as reported by TOI. This includes 600,000 senior citizens over the age of 70, who will be covered under the Ayushman Vay Vandana Yojana \u2014 regardless of their income or background.<\/p>\n<p><!--\/dynamic_link.cms?msid=107107653&subsecid=1715249553&pos=toppotime:1-->The rollout follows the signing of a Memorandum of Understanding between the National Health Authority (NHA) of the Union Ministry of Health and Family Welfare and the Delhi government\u2019s Department of Health and Family Welfare on Saturday.<\/p>\n<p><\/p>\n<h2>Dual cover of \u20b910 lakh per family<\/h2>\n<p>Each eligible family in Delhi will now receive up to \u20b95 lakh per year under PM-JAY, with the Delhi government offering an additional \u20b95 lakh top-up. This brings the total annual coverage to \u20b910 lakh per family for secondary and tertiary care.<\/p>\n<p>\u201cThe Delhi government would be giving an additional top-up of \u20b95 lakh over and above the \u20b95-lakh cover provided by Central Government,\u201d said Delhi Chief Minister Rekha Gupta,.<\/p>\n<p>Enrolments are expected to begin online within two weeks. The first batch of health cards will be distributed to senior citizens on 10 April.<\/p>\n<div style=\"display:none;\" data-ga-impression=\"Events_widget_$pagename#Impression#url\" class=\"liveEventMain_widget custom_ad\">\n<div class=\"topContain\">\n<div class=\"imgBox\"><\/div>\n<h3 class=\"logoTitle\">Live Events<\/h3>\n<\/div>\n<\/div>\n<p><!--\/live_events_widget.cms?pagename=articlepotime:1--><\/p>\n<h2>\u201cAn assurance, not just insurance\u201d: Union Health Minister<\/h2>\n<p>Union Health Minister J.P. Nadda described the scheme\u2019s expansion to Delhi as a landmark moment. \u201cIt is a moment of pride that the world\u2019s largest health coverage scheme which has been in place across 34 states and UTs in the country is finally getting implemented in the national capital as well,\u201d said Nadda.\u201cThis scheme is built on trust, hence it is termed as an \u2018assurance\u2019 scheme, not an insurance scheme,\u201d he added.Nadda explained that \u201call senior citizens aged 70 years and above, irrespective of their socio-economic status, will be covered\u2026 All pre-existing diseases will be covered from day one.\u201d<\/p>\n<p>\u201cIt is estimated that more than 6 lakh senior citizens in Delhi belonging to 4.5 lakh families will be benefited,\u201d he said.<\/p>\n<h2>Who will benefit?<\/h2>\n<p>The scheme is set to benefit an estimated 30 lakh individuals from 6.5 lakh families. Alongside senior citizens, the coverage includes thousands of informal sector workers.<\/p>\n<p>These include autorickshaw drivers, vegetable vendors, street hawkers, sanitation workers, public transport staff, lift operators, and frontline health workers such as ASHA and Anganwadi workers.<\/p>\n<p>The Delhi government has committed to covering approximately 235,000 families in the initial phase.<\/p>\n<p>\u201cDelhi residents can access healthcare services under this scheme at 30,957 listed hospitals across the country,\u201d said Chief Minister Gupta.<\/p>\n<h2>What\u2019s covered under the scheme?<\/h2>\n<p>The updated PM-JAY package includes 1,961 medical and surgical procedures spanning 27 medical specialties. These cover treatments such as cardiac surgery, oncology, orthopaedics, and nephrology, with enhanced rates and upgraded procedural listings for hospitals.<\/p>\n<p>These benefits are delivered cashless at empanelled public and private hospitals nationwide. The cost of the premium is shared between the Centre and the Delhi government in a 60:40 ratio.<\/p>\n<p>Launched in 2018, PM-JAY is the health insurance arm of the broader Ayushman Bharat initiative. It was created to address the growing need for secondary and tertiary healthcare for economically weaker sections.<\/p>\n<p>To date, it has provided coverage to around 550 million people, or over 12 crore families, across 34 states and union territories before Delhi\u2019s inclusion.<\/p>\n<p>Delhi becomes the 35th state or UT to adopt the scheme, after years of negotiations between state and Centre.<\/p>\n<p>The expansion is also expected to tie in with another central scheme \u2014 the Pradhan Mantri Ayushman Bharat Health Infrastructure Mission (PM-ABHIM). Delhi is expected to sign a second MoU with the Centre for PM-ABHIM on 10 April, further strengthening its public health system.<\/p>\n<p>With enrolment set to begin in mid-April and health card distribution kicking off on April 10, the programme marks a critical step toward universal healthcare access in the capital.<\/p>\n<p>For lakhs of Delhiites \u2014 especially the elderly, workers in the informal economy, and frontline caregivers \u2014 this could prove to be a turning point in how they access medical care.<\/p>\n<p>(With inputs from TOI)<br \/><!--\/article_liveblog.cms?msid=105115637&pos=botpotime:98--><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/economictimes.indiatimes.com\/news\/india\/assurance-not-just-insurance-3-6-million-delhiites-to-receive-free-health-coverage-under-ayushman-bharat\/articleshow\/120032927.cms\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Delhi has joined the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), a move set to provide free health coverage to nearly 3.6 million residents, as reported by TOI. This includes 600,000 senior citizens over the age of 70, who will be covered under the Ayushman Vay Vandana Yojana \u2014 regardless of their income or [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":275336,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","fifu_image_url":"https:\/\/img.etimg.com\/photo\/118783427.cms","fifu_image_alt":"","footnotes":""},"categories":[602],"tags":[24981,23547,122643,6157,212411,23963,212412,212406,80036,508,212407,649,212410,212414,212413,11068,2458,212409,14299,212408],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/news.talkwithrattan.com\/index.php\/wp-json\/wp\/v2\/posts\/275335"}],"collection":[{"href":"https:\/\/news.talkwithrattan.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/news.talkwithrattan.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/news.talkwithrattan.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/news.talkwithrattan.com\/index.php\/wp-json\/wp\/v2\/comments?post=275335"}],"version-history":[{"count":1,"href":"https:\/\/news.talkwithrattan.com\/index.php\/wp-json\/wp\/v2\/posts\/275335\/revisions"}],"predecessor-version":[{"id":275337,"href":"https:\/\/news.talkwithrattan.com\/index.php\/wp-json\/wp\/v2\/posts\/275335\/revisions\/275337"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/news.talkwithrattan.com\/index.php\/wp-json\/wp\/v2\/media\/275336"}],"wp:attachment":[{"href":"https:\/\/news.talkwithrattan.com\/index.php\/wp-json\/wp\/v2\/media?parent=275335"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/news.talkwithrattan.com\/index.php\/wp-json\/wp\/v2\/categories?post=275335"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/news.talkwithrattan.com\/index.php\/wp-json\/wp\/v2\/tags?post=275335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}